Tips On Choosing An Online Betting Site

If you are looking for a site to place your wagers, you have probably come across online betting sites. But do they offer any help? How are these sites different from a traditional bookmaker?

Online wagering can be a difficult thing to decide upon. There are a lot of factors to take into consideration, such as the type of wagering system used by the online site, what sort of bonuses and incentives it offers, how long it has been operating, and what the reputation of the site is. However, some very important factors should be considered before you place any wagers.

Online wagering should be the safest of all bets. If a bet is to be placed, a site must be a regulated one, and this means that it must be open to all. It must not only be ethical but also trustworthy.

A reliable online betting site 먹튀검증 should have a good reputation. They should be up-to-date with their legislation and the law in your country. If a site has an un-updated website or does not have the information for a lot of their games, then they are not trustworthy.

Online wagering is growing in popularity and as more players want to play, more sites are being established. All of these are a potential liability for you if you take part in online betting. Some sites may have gone too far in allowing people to gamble without checking them.

Sites that claim to have the best odds should not be in this list. As there are many sources for online betting odds, it is impossible to determine which is the most accurate. Instead, the list is based on the overall experience of a site.

The safety and honesty of the site are paramount in making sure that the betting is legal. Some sites, especially those which offer bonuses and incentives, may be risky. If you choose a site based on their success, they will be open to wagers and provide a high-quality service. You can either choose a site based on their ability to compete or their ability to make money.

The credibility of the site is another important factor to consider. You need to feel comfortable in their hands and the way they handle their customers. If they have dealt with complaints in the past, you would like to have seen any issues resolved and if there are any hidden charges. Legitimate companies will not use any methods which may be against the law or result in a financial loss to the user.

These are only a few of the things that you should look for when choosing an online betting site. It is important to keep all of the above in mind when placing a wager. You want to choose a site that will offer you an accurate rate and will offer you the best possible options. Also, choose a site that has a long history and that has been chosen by other users.

You want to use a site that will allow you to bet on any games you want, whether you are at home or away. If a betting site limits your betting choices, then you will not be able to wager on everything. And you want a betting site which offers the option of placing bets at many different sites.

When you are deciding to wager online, remember that choosing the right site is crucial and should not be taken lightly. Taking time to compare the best online betting sites before placing your wagers is the best way to ensure that you are placing your bets with a reputable company.

Your Chances of Winning Using Your Poker Deposit Bonus

One of the most commonly asked questions in poker forums is at what your chances of winning a game of poker with the money you earn as the ‘deposit bonus’ are.

The arrangement which makes the poker deposit bonus a possibility is usually stated such that for every amount of money you deposit into your poker playing account, the ‘house’ (the company running the poker playing room or website) matches it with a certain percentage of it, which is added into your poker playing account so you can play poker with it.

The idea is such that if, for instance, you deposit 100 dollars into your online poker account, the ‘house’ matches it with say another 10 dollars (which is the poker deposit bonus here), so that you end up with 110 dollars in your poker account to play the poker, in spite of your having only actually deposited 100 dollars into it.

Most poker playing rooms that offer poker deposit bonuses usually do it through poker bonus codes, usually with different codes for the different categories of members yielding different amounts of money in Poker Deposit 5000 bonuses.

So now that you have the poker deposit bonus in your online poker account, what are your chances of winning using that amount that the ‘house’ effectively gives you for free?

Well, different people have different views as to what your chances of winning a poker game using the money that you get from the ‘house’ as a poker deposit bonus are – with those who are suspicious about ‘gambling houses generosity’ holding the sceptic view that you have no chance of winning playing with the money that you get as a poker deposit bonus because, in their view, the house can’t be ‘so generous’ as to go about just dishing money to people.

There are, of course, those who hold the more open-minded view that you do indeed have a chance of winning using the money that the ‘house’ gives you for free in the form of a poker deposit bonus. So which of these two is the true position?

To understand what the true position regarding the question as to what your chances of winning a game of poker using the money that the house puts into your poker account for free in the form of a poker deposit account, we only need to look at what the experiences of people have been before – were going through the stories of many people who have been playing online poker for long enough, it emerges that the chances of winning a game of poker using the money that the ‘house’ puts into your poker playing account in the form of a poker deposit bonus are just as high as the chances of winning using the money that you take directly out of your pocket; because although the bonus money is indeed given for free by ‘the house,’ the very same ‘house’ has no way of ‘differentiating’ the money that you directly deposited into your poker account from the money that they give you for free as a poker deposit bonus once it gets into your account.

So, you can go ahead and play confidently and as well as you can with the whole amount of money in your poker account, the direct deposit and the deposit bonus alike, because your chances of winning while playing with the bonus are just as high as your chances of winning when playing with the direct deposit.

Why Online Sports Betting Is Better Than in-Store Betting

Let us face it; it is a hard truth that sports betting situs qq online are a favourite pass time for many sports lovers and gamers today with some not being able to go a day without it. There is little or no doubt that technology and the online revolution has made it easier to place bets than ever before. It is now possible to place your bets by simply clicking a button and given that there are so many bookmakers online today, gamers are spoilt for choice.

However, despite the many advantages that online sports betting offers, there are still some who prefer to walk to their conventional betting houses or bookies to place bets. Well, to give you a better idea, below is a quick guide or a few of the reasons as to why online betting is a better option for all gaming lovers.

Bookmaker choice

While it is possible to find several in-store bookmakers in your city or street, there is still a much bigger assortment of them online. There are numerous bookmakers online both local and international that you could choose to place your bets with which is an advantage since your choice will not be limited to the few that could have branches in your local. Because to be honest, they may not necessarily be the best. A wide range of recognizable and reputable bookmaker brands like Betway have entered the online realm and all these are at your choosing.

Irrespective of what your sport of choice is, most online bookmakers offer betting opportunities for most. Sports like volleyball, cricket, tennis, racing, football and boxing among others are all available. No need to worry that you might be missing out on anything since all betting opportunities are available online.

Important to also note is that the online bookmakers are still subject to the same regulatory laws like their in-store mates so be sure to look out for bookmakers that pass all the regulatory requirements in your area. In other words, look out for those that are fully licensed since these will be the trustworthy choice that you should bet with.

Remarkable offers

Many in-store bookmakers have decent odds and offers for their consumers but these are in no way comparable to the numerous offers that are available online. Online bookmakers are often in competition with each other, so they often try to outdo themselves. From sign up bonuses to crazy jackpots, you can trust that you will find the best offers online. There is always something exciting online so all you have to do is search for a bookmaker that gives you a better advantage and better odds in your chosen sport. However, note that not all that glitters is gold so look out for offers that do not come with heinous terms and conditions attached to them.

Bet whenever you want and from wherever

The biggest advantage that online betting offers is flexibility. The sheer convenience of placing a bet online cannot even be compared to anything else. Most bookmakers not only have their websites but have mobile sites and apps for your convenience. You can simply use an app on your smartphone to place your bet day or night and from wherever you might be. Whether you are at home, at the office or even sunbathing at the beach, you can place your bets easily and quickly without having to wait in a long line or even wait for the store to open. Online bookmakers are always open for business and there is always something that you can bet on.

Live Betting

Online bookmakers not only offer the most popular sports, but they also make it possible for you to bet in real-time. With live betting, you can bet at the start of the game or even as it progresses. You can even place a bet at the last minute which might not be possible with in-store betting. Additionally, you could choose to cash out early and avoid losing all your money. The choices online are endless and the advantages numerous.

Just from the above, it is easy to tell that online betting offers a whole range of advantages and has greatly improved the sports betting arena. From free bets to incredible bonus offers, online bookmakers are always looking for ways of improving the betting experience of their customers.

Small Business Health Insurance – The Best Policy Is A Great Agent

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance Versicherungsmakler Kassel companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer.

However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. Insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to read through it.

The majority of people, who buy their health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. This being the case, many individuals who purchase their health insurance plan can tell you very little about their plan, other than, what they pay in premiums and how much they have to pay to satisfy their deductible.

For many consumers, purchasing a health insurance policy on their own can be an enormous undertaking. Purchasing a health insurance policy is not like buying a car, in that, the buyer knows that the engine and transmission are standard, and that power windows are optional. A health insurance plan is much more ambiguous, and it is often very difficult for the consumer to determine what type of coverage is standard and what other benefits are optional. In my opinion, this is the primary reason that most policyholders don’t realize that they do not have coverage for a specific medical treatment until they receive a large bill from the hospital stating that “benefits were denied.”

Sure, we all complain about insurance companies, but we do know that they serve a “necessary evil.” And, even though purchasing health insurance may be a frustrating, daunting and time-consuming task, there are certain things that you can do as a consumer to ensure that you are purchasing the type of health insurance coverage you need at a fair price.

Dealing with small business owners and the self-employed market, I have realized that it is extremely difficult for people to distinguish between the type of health insurance coverage that they “want” and the benefits they really “need.” Recently, I have read various comments on different Blogs advocating health plans that offer 100% coverage (no deductible and no-coinsurance) and, although I agree that those types of plans have a great “curb appeal,” I can tell you from personal experience that these plans are not for everyone.

Do 100% health plans offer the policy holder greater peace of mind? Probably. But is a 100% health insurance plan something that most consumers need? Probably not! In my professional opinion, when you purchase a health insurance plan, you must achieve a balance between four important variables; wants, needs, risk and price. Just like you would do if you were purchasing options for a new car, you have to weigh all these variables before you spend your money. If you are healthy, take no medications and rarely go to the doctor, do you need a 100% plan with a $5 co-payment for prescription drugs if it costs you 300 dollars more a month?

Is it worth $200 more a month to have a $250 deductible and a $20 brand name/$10 generic Rx co-pay versus an 80/20 plan with a $2,500 deductible that also offers a $20 brand name/$10generic co-pay after you pay a once a year $100 Rx deductible? Wouldn’t the 80/20 plan still offer you adequate coverage? Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

Yes, there are many ways you can keep more of the money that you would normally give to an insurance company in the form of higher monthly premiums. For example, the federal government encourages consumers to purchase H.S.A. (Health Savings Account) qualified H.D.H.P.’s (High Deductible Health Plans) so they have more control over how their health care dollars are spent. Consumers who purchase an HSA Qualified H.D.H.P. can put extra money aside each year in an interest-bearing account so they can use that money to pay for out-of-pocket medical expenses. Even procedures that are not normally covered by insurance companies, like Lasik eye surgery, orthodontics and alternative medicines become 100% tax-deductible. If there are no claims that year the money that was deposited into the tax-deferred H.S.A can be rolled over to the next year earning an even higher rate of interest. If there are no significant claims for several years (as is often the case) the insured ends up building a sizeable account that enjoys similar tax benefits as a traditional I.R.A. Most H.S.A. administrators now offer thousands of no-load mutual funds to transfer your H.S.A. funds into so you can potentially earn an even higher rate of interest.

In my experience, I believe that individuals who purchase their health plan based on wants rather than needs feel the most defrauded or “ripped-off” by their insurance company and/or insurance agent. I hear almost identical comments from almost every business owner that I speak to. Comments, such as, “I have to run my business, I don’t have time to be sick! “I think I have gone to the doctor 2 times in the last 5 years” and “My insurance company keeps raising my rates and I don’t even use my insurance!” As a business owner myself, I can understand their frustration. So, is there a simple formula that everyone can follow to make health insurance buying easier? Yes! Become an INFORMED consumer.

Every time I contact a prospective client or call one of my client referrals, I ask a handful of specific questions that directly relate to the policy that particular individual currently has in their filing cabinet or dresser drawer. You know the policy that they bought to protect them from having to file bankruptcy due to medical debt. That policy they purchased to cover that $500,000 life-saving organ transplant or those 40 chemotherapy treatments that they may have to undergo if they are diagnosed with cancer.

So what do you think happens almost 100% of the time when I ask these individuals “BASIC” questions about their health insurance policy? They do not know the answers! The following is a list of 10 questions that I frequently ask a prospective health insurance client. Let’s see how many YOU can answer without looking at your policy.

1. What Insurance Company are you insured with and what is the name of your health insurance plan? (e.g. Blue Cross Blue Shield-“Basic Blue”)

2. What is your calendar year deductible and would you have to pay a separate deductible for each family member if everyone in your family became ill at the same time? (e.g. The majority of health plans have a per person yearly deductible, for example, $250, $500, $1,000, or $2,500. However, some plans will only require you to pay a 2 person maximum deductible each year, even if everyone in your family needed extensive medical care.)

3. What is your coinsurance percentage and what dollar amount (stop loss) it is based on? (e.g. A good plan with 80/20 coverage means you pay 20% of some dollar amount. This dollar amount is also known as a stop loss and can vary based on the type of policy you purchase. Stop losses can be as little as $5,000 or $10,000 or as much as $20,000 or there are some policies on the market that have NO stop loss dollar amount.)

4. What is your maximum out of pocket expense per year? (e.g. All deductibles plus all coinsurance percentages plus all applicable access fees or other fees)

5. What is the Lifetime maximum benefit the insurance company will pay if you become seriously ill and does your plan have any “per illness” maximums or caps? (e.g. Some plans may have a $5 million lifetime maximum but may have a maximum benefit cap of $100,000 per illness. This means that you would have to develop many separate and unrelated life-threatening illnesses costing $100,000 or less to qualify for $5 million of lifetime coverage.)

6. Is your plan a schedule plan, in that it only pays a certain amount for a specific list of procedures? (e.g., Mega Life & Health & Midwest National Life, endorsed by the National Association of the Self-Employed, N.A.S.E. is known for endorsing schedule plans) 7. Does your plan have doctor co-pays and are you limited to a certain number of doctor co-pay visits per year? (e.g. Many plans have a limit of how many times you go to the doctor per year for a co-pay and, quite often the limit is 2-4 visits.)

8. Does your plan offer prescription drug coverage and if it does, do you pay a co-pay for your prescriptions or do you have to meet a separate drug deductible before you receive any benefits and/or do you just have a discount prescription card only? (e.g. Some plans offer you prescription benefits right away, other plans require that you pay a separate drug deductible before you can receive prescription medication for a co-pay. Today, many plans offer no co-pay options and only provide you with a discount prescription card that gives you a 10-20% discount on all prescription medications).

9. Does your plan have any reduction in benefits for organ transplants and if so, what is the maximum your plan will pay if you need an organ transplant? (e.g. Some plans only pay a $100,000 maximum benefit for organ transplants for a procedure that costs $350-$500K and this $100,000 maximum may also include reimbursement for expensive anti-rejection medications that must be taken after a transplant. If this is the case, you will often have to pay for all anti-rejection medications out of pocket).

10. Do you have to pay a separate deductible or “access fee” for each hospital admission or each emergency room visit? (e.g. Some plans, like the Assurant Health’s “CoreMed” plan have a separate $750 hospital admission fee that you pay for the first 3 days you are in the hospital. This fee is in addition to your plan deductible. Also, many plans have benefit “caps” or “access fees” for out-patient services, such as physical therapy, speech therapy, chemotherapy, radiation therapy, etc. Benefit “caps” could be as little as $500 for each out-patient treatment, leaving you a bill for the remaining balance. Access fees are additional fees that you pay per treatment. For example, for each outpatient chemotherapy treatment, you may be required to pay a $250 “access fee” per treatment. So for 40 chemotherapy treatments, you would have to pay 40 x $250 = $10,000. Again, these fees would be charged in addition to your plan deductible).

Now that you’ve read through the list of questions that I ask a prospective health insurance client, ask yourself how many questions you were able to answer. If you couldn’t answer all ten questions don’t be discouraged. That doesn’t mean that you are not a smart consumer. It may just mean that you dealt with a “bad” insurance agent. So how could you tell if you dealt with a “bad” insurance agent? Because a “great” insurance agent would have taken the time to help you understand your insurance benefits. A “great” agent spends time asking YOU questions so s/he can understand your insurance needs. A “great” agent recommends health plans based on all four variables; wants, needs, risk and price. A “great” agent gives you enough information to weigh all of your options so you can make an informed purchasing decision. And lastly, a “great” agent looks out for YOUR best interest and NOT the best interest of the insurance company.

So how do you know if you have a “great” agent? Easy, if you were able to answer all 10 questions without looking at your health insurance policy, you have a “great” agent. If you were able to answer the majority of questions, you may have a “good” agent. However, if you were only able to answer a few questions, chances are you have a “bad” agent. Insurance agents are no different than any other professional. Some insurance agents care about the clients they work with, and other agents avoid answering questions and duck client phone calls when a message is left about unpaid claims or skyrocketing health insurance rates.

Remember, your health insurance purchase is just as important as purchasing a house or a car, if not more important. So don’t be afraid to ask your insurance agent a lot of questions to make sure that you understand what your health plan does and does not cover. If you don’t feel comfortable with the type of coverage that your agent suggests or if you think the price is too high, ask your agent if s/he can select a comparable plan so you can make a side by side comparison before you purchase. And, most importantly, read all of the “fine print” in your health plan brochure and when you receive your policy, take the time to read through your policy during your 10-day free look period.

If you can’t understand something or aren’t quite sure what the asterisk (*) next to the benefit description means in terms of your coverage, call your agent or contact the insurance company to ask for further clarification.

Furthermore, take the time to perform your due diligence. For example, if you research MEGA Life and Health or the Midwest National Life insurance company, endorsed by the National Association for the Self Employed (NASE), you will find that there have been 14 class-action lawsuits brought against these companies since 1995. So ask yourself, “Is this a company that I would trust to pay my health insurance claims?

Additionally, find out if your agent is a “captive” agent or an insurance “broker.” “Captive” agents can only offer ONE insurance company’s products.” Independent” agents or insurance “brokers” can offer you a variety of different insurance plans from many different insurance companies. A “captive” agent may recommend a health plan that doesn’t exactly meet your needs because that is the only plan s/he can sell. An “independent” agent or insurance “broker” can usually offer you a variety of different insurance products from many quality carriers and can often customize a plan to meet your specific insurance needs and budget.

Over the years, I have developed strong, trusting relationships with my clients because of my insurance expertise and the level of personal service that I provide. This is one of the primary reasons that I do not recommend buying health insurance on the Internet. In my opinion, there are too many variables that Internet insurance buyers do not often take into consideration. I am a firm believer that a health insurance purchase requires the level of expertise and personal attention that only an insurance professional can provide. And, since it does not cost a penny more to purchase your health insurance through an agent or broker, my advice would be to use eBay and Amazon for your less important purchases and to use a knowledgeable, ethical and reputable independent agent or broker for one of the most important purchases you will ever make….your health insurance policy.

Lastly, if you have any concerns about an insurance company, contact your state’s Department of Insurance BEFORE you buy your policy. Your state’s Department of Insurance can tell you if the insurance company is registered in your state and can also tell you if there have been any complaints against that company that have been filed by policyholders. If you suspect that your agent is trying to sell you a fraudulent insurance policy, (e.g. you have to become a member of a union to qualify for coverage) or isn’t being honest with you, your state’s Department of Insurance can also check to see if your agent is licensed and whether or not there has ever been any disciplinary action previously taken against that agent.

In closing, I hope I have given you enough information so you can become an INFORMED insurance consumer. However, I remain convinced that the following words of wisdom still go along way: “If it sounds too good to be true, it probably is!” and “If you only buy on price, you get what you pay for!”

How “Cryptocurrencies Work – A Brief Overview Of Bitcoin, Ethereum and Ripple

“Crypto” – or “cryptocurrencies” – are a type of software system which provides transactional functionality to users through the Internet. The most important feature of the system is their decentralized nature – typically provided by the blockchain database system.

Blockchain and “ways to make money with crypto” have become major elements to the global zeitgeist recently; typically as a result of the “price” of Bitcoin skyrocketing. This has lead millions of people to participate in the market, with many of the “Bitcoin exchanges” undergoing massive infrastructure stresses as the demand soared.

The most important point to realize about “crypto” is that although it serves a purpose (cross-border transactions through the Internet), it does not provide any other financial benefit. In other words, its “intrinsic value” is staunchly limited to the ability to transact with other people; NOT in the storing / disseminating of value (which is what most people see it as).

The most important thing you need to realize is that “Bitcoin” and the like are payment networks – NOT “currencies”. This will be covered more deeply in a second; the most important thing to realize is that “getting rich” with BTC is not a case of giving people any better economic standing – it’s simply the process of being able to buy the “coins” for a low price and sell them higher.

To this end, when looking at “crypto”, you need to first understand how it works, and where its “value” really lies…

Decentralized Payment Networks

As mentioned, the key thing to remember about “Crypto” is that it’s predominantly a decentralized payment network. Think Visa/Mastercard without the central processing system.

This is important because it highlights the real reason why people have begun looking into the “Bitcoin” proposition more deeply; it gives you the ability to send/receive money from anyone around the world, so long as they have your Bitcoin wallet address.

The reason why this attributes a “price” to the various “coins” is because of the misconception that “Bitcoin” will somehow give you the ability to make money under being a “crypto” asset. It doesn’t.

The ONLY way that people have been making money with Bitcoin has been due to the “rise” in its price – buying the “coins” for a low price, and selling them for a MUCH higher one. Whilst it worked out well for many people, it was based off the “greater fool theory” – essentially stating that if you manage to “sell” the coins, it’s to a “greater fool” than you.

This means that if you’re looking to get involved with the “crypto” space today, you’re looking at buying any of the “coins” (even “alt” coins) which are cheap (or inexpensive), and riding their price rises until you sell them off later on. Because none of the “coins” is backed by real-world assets, there is no way to estimate when/if/how this will work.

Future Growth

For all intents-and-purposes, “Bitcoin” is a spent force.

The epic rally of December 2017 indicated mass adoption, and whilst its price will likely continue to grow into the $20,000+ range, buying one of the coins today will be a huge gamble that this will occur.

The smart money is already looking at the majority of “alt” coins (Ethereum/Ripple etc) which have a relatively small price but are continually growing in price and adoption. The key thing to look at in the modern “crypto” space is how the various “platform” systems are being used.

Such is the fast-paced “technology” space; Ethereum & Ripple are looking like the next “Bitcoin” – with a focus on how they’re able to provide users with the ability to utilize “decentralized applications” (DApps) on top of their underlying networks to get functionality to work.

This means that if you’re looking at the next level of “crypto” growth, it’s almost certainly going to come from the various platforms you’re able to identify out there.

A Doctor Clinic Provides Quality and Affordability

Most people at one point in their lives experience some type of painful injury. Others may be seeking guidance as far as a medical diagnosis. Then some might be interested in wellness counselling or rehabilitation services. The good news is that all of these issues can be treated and dealt with in one place, a doctor clinic Louisville. These centres are equipped with highly skilled and qualified physicians and nurses who can provide their patients with quality treatment.

These types of facilities are also a great option because visitors don’t have to stay overnight, like in hospitals. When someone checks into a hospital, they usually expect to be there for at least a day or two. For those who may not be fond of the food or the mattresses, this can be a very inconvenient time. However, at the clinic, they can expect to go home the same day. Therefore, if someone wanted to be treated for a painful sickness, they wouldn’t have to go and wait hours in an emergency room. They could be in and out within a few hours. One of the biggest benefits is the fact that they wouldn’t have to worry about a big overnight stay charge.

A person looking for help with their weight could also seek the assistance of a professional in a doctor clinic. Instead of having to consult with an overly expensive weight loss program, they would get the same type of help and guidance for a fraction of the price. A specialist could advise them on their diet and exercise as well as provide them with other invaluable tips.

Rehabilitation and physical therapy services are other treatment options that can be found at a doctor clinic. Some people become involved in bad car accidents or incur painful injuries that leave them struggling to become fully functional once again. They may lose their ability to walk or even use their arms. Because they may be unable to pay a personal trainer or physical therapist to help them with their rehabilitation, they may decide to give up altogether. However, they do have another viable option and that is to visit one of the outpatient facilities in their area.

Then there are those with more life-threatening issues such as cancer. It is a well-known fact that cancer treatment is overwhelmingly expensive. Therefore, the fact that a doctor clinic offers chemotherapy treatment is great for anyone who may require the treatment.

Anyone who may choose to overlook their medical issues because they may not have the funds or they don’t want to go through a night at a hospital should seriously consider visiting a doctor clinic. Not only can it save them money, but it could also provide a major source of convenience.

Your Law of Attraction Toolbox – How to Make a Dream Book

Are you using a Dream Book to help you manifest your desires? This powerful law of attraction tool can dramatically increase your manifesting ability and keep you on track toward those things that you want to attract into your life.

What It Is

A Dream Book is one of the top law of attraction tools that you can use daily to help you manifest your desires. Not only is a Dream Book a great way to help you stay focused on your desires, but it will also help you refine and zero in on your specific wants.

A Dream Book is simply a place to store images and ideas about the things that you are planning to manifest in your life. You can use anything from a simple manila folder to a 3-ring binder, to one of those crazy trapper-keeper-folder thingies that the kids are using in school nowadays.

How to Make Your Own

Start with a three-ring binder. These give you a lot of flexibility. You can add pocket pages for brochures and over-size items, and you can also use clear sheet protectors if you want to save something without punching holes in it.
Now, begin collecting images and words that represent those things that you want to manifest or create in your life and put them on pages in your Dream Book buku mimpi 2d. You can find pictures in magazines or you can look for pictures on the internet that you can use. Don’t overlook inspiring or motivating phrases either! Cut them out too and paste them into your Dream Book.
It is important to be as specific as possible when putting things into your Dream Book, so don’t put a picture of a red sports car in your book if what you want is a blue sports car!
Your Dream book is also a fantastic place to keep any notes or ideas that you have that are related to your dreams. Store your master list of goals that you want to accomplish in here too. That way you’ll always be able to refer to it when working with our dreams.
How you set up your Dream book is up to you. You might use a single page or section for each different dream, or you may prefer to make a collage of all your different desires.
How to Use Your Dream Book
Now simply keep your Dream Book on your desk or somewhere where you will be sure to see it often. When you have a spare moment glance through it and allow yourself to feel as if you already possess the things that you want to create in your life.

Your Dream Book is a work in progress. Don’t be afraid to change things or to add new pictures as your wants and desires change.

Why it works

The Dream Book, like many other manifesting tools, works by forcing you to stay focused on your desires. The underlying premise of the law of attraction is that you become what you focus on most of the time, so any tool or technique that increases the amount of time you spend focusing on your desires will also increase your ability to manifest that desire into your life.

Poker Table Tops – An Affordable Way to Play Poker During an Economic Recession?

Does the above question ask whether Poker Table Tops are an affordable alternative for Poker Players in today’s economic climate? And whether or not Poker Table Tops make the playing of Poker more accessible to general members of the public, the ordinary Poker player?

This question is not posed merely to promote the product of Poker Table Tops. It ponders if the effects of the recent/present Recession, which has resulted in growing unemployment, reductions in take-home pay and subsequently disposable income and the limiting of individuals earning potential, has led to the playing of Poker in casinos to become an unaffordable luxury for many Poker Players.

In attempting to put forward some kind of rational and logical argument to the question that is posed by the title, one must first ask ‘Who is the ordinary poker Player?’

According to eCOGRA (e-Commerce Online Gaming Regulation and Assurance), the typical on-line poker player was:

Male 73.8%
Age 26-35 (26.9%)
Play two to three times per week (26.8%)
Have played for two to three years (23.6%)
Play between one to two hours per session (33.3%)
Play one table (24.1%) or two tables (24%) at a time
Play both cash games and tournaments (34%)
Play at big blind levels of $0.50 to $2.00(US) (61.2%)
Play with 6-10% of their bankroll on the table at any one time (23%)
Claim that they are average in terms of skill
Feel that there is slightly more skill involved in poker than luck (31.9%)
Travel over 100 miles to play poker at least 2 times per year (38%)
52% Internet Poker players have a bachelors degree or higher
75% of those who did not and would not try internet gambling where married while 56% of internet gamblers were married
37% of casino goers gamble online as compared to 5% of the general population
The above statistics not only show the general makeup of the ordinary Poker Player but also their playing habits. Granted the above statistics apply to the on-line Poker Player, however, eCOGRA went on to state, “Most studies suggest that demographics of online gambling are broadly similar to those of the offline gambling population, with a spread of income, gender and education.”

Given the ravages of the worldwide Recession, money has become a scarce commodity and people are retreating from the high streets. With less money in people’s pockets, there is less money for people to spend to help boost the economy.

With any recession, people are left to re-evaluate their finances. Usually, their little luxuries in life are the first to be sacrificed in their home budget. These luxuries include those trips to the casino to play the great game of Poker. It isn’t a free and desirable choice, it’s a choice dictated by the effects of a failing economy.

Granted on-line Poker offers the ordinary Poker mm88 Players the opportunity to play the game but that, in my opinion, is impersonal. For me, there is nothing like the feel of playing Poker in a room, face to face with your opponents, yet being part of the camaraderie that exists between players.

One could purchase a Poker Table for his / her home. This provides one with the opportunity to reproduce that Casino feels without having to travel. However, it does also provide some difficulties. Furthermore, the cost of a Poker Table could be anywhere in the region of $2000 but in these recessionary times, the luxury of having $2000 spare is not one luxury many people have.

Another option is to avail oneself of the many manuals on-line that illustrate how to build a Poker Table for between $200 & $300. Unfortunately, not everyone has the skills or the desire to build one.

Further to the above, not everyone has the room to store a full-size Poker Table in their house. As a result of the Recession, many people have had to downsize on their homes. Be it through choice, enforced sale or by eviction, people have had to seriously curtail their living habits and lifestyles. This includes reducing the living area/space in which most of us live. A full-size Poker Table may not be a practical option.

Here is why I believe Poker Table Tops allow the ordinary Poker Player to play Poker during the Recession: Poker Table Tops allow all players to enjoy the game with like-minded people in the comfort of their own home without the burden of high cost and with a bonus of convenience. The cost of Poker Table Tops is relatively cheap compared to other products. Some affordable options start at around just $29. At this low cost, one can still enjoy the face to face intensity of playing Poker, Octagonal or Rectangular shaped Poker Table Tops can fit up to 8 to 10 Poker players at any one time.

Unlike Poker Tables, Poker Table Tops are not bulky items, lay them anywhere on any surface and quickly prepare them for playing on, they are just as easy to store away. This allows one to recreate that casino feel without having to sacrifice much-needed space in their home.

I do not profess to be an Academic on this topic. This piece is based on my opinion, an opinion formed by witnessing more people looking for cheaper and more sustainable ways of maintaining a lifestyle they had before the world wide Recession. In that, I believe Poker Table Tops allow the ordinary Poker Player an opportunity to keep playing Poker in a truly competitive and fun atmosphere, while not having the added expenses that were incumbent when travelling to the casino during the good times.

Therefore, in answering the question posed by the title, ‘Poker Table Tops – An easy way to play Poker during an economic recession?’ I would answer ‘Yes, in my opinion, Poker Table Tops do indeed offer an easy way to play Poker during a recession.

Defending Yourself Against Simple Assault Charges

The definition of assault is the intent of arousing fear of bodily harm or committing battery. If the person who has been assaulted does not come to any bodily harm, a case of simple assault may be filed against him or her. The charges and penalties associated with the charge differ from one state to another. If you have been charged with a case of simple assault either because of family violence or a felony, you will need to consult an attorney to fight your case.

The Technicalities

There are numerous technicalities connected to such cases and only an experienced attorney will be able to find the best options and fight your case to reduce the penalties if possible. The lawyer you hire should be specialized in assault charges. An experienced attorney will be able to fight your case better. You can check with people you know before you hire the services of an attorney. Though your lawyer will be handling the actual case, you will still have to prepare for the case.

Preparing for the Case

You will have to collect all the paperwork that your attorney asks you to get. The police report, arrest record, information about any witnesses, mental health record and an alibi if you have one. At the actual arraignment, you will also have to decide whether you are pleading guilty or not. You will have to defend yourself appropriately. Your attorney will discuss all the possible outcomes with you and the strategy that you will be following. The important thing is that you speak the truth. That is the only way consistency can be maintained.

Hire a Good Lawyer

A good lawyer may be able to have the penalties reduced and you might be able to get away with community services, probation of a lighter jail term. If a weapon had been used, the law might revoke your weapon license. There are numerous technicalities involved in a simple assault case. If you have committed an assault as an act of self-defence, that might be in your favour as well. No matter which way the case runs, it is important to have a good attorney by your side.

That is your one chance of fighting the case against you more effectively. You will also have to look around for the right lawyer. Hire the services of a lawyer who has handled similar cases before.

A simple assault case has to be handled with care. The penalties will differ depending on the severity of the assault. The Law Office of Philip Averbuck has extensive experience with handling such cases and you will have a better chance of succeeding with him fighting your case. Also, check out our new page on Simple Assault.

Play Online Slot Casino – Tips to Increase Your Winning Chances

Online slot casino is referred to as the most haphazard game of chance enjoyed by most gamers based world wide. Gambling being a wonderful option to make money, every player desires to become rich through it. However, not all players can get lucky as some may end up losing everything. This is where comes the importance of knowing which game to select when to start playing and how much should a player bet and lastly when to stop.

The online games slots form to be a fun selection for all those players who do not have a lot of spare cash with them to play. To most players, online slot casino game is a relatively secured alternative. It is an easy game that does not require any guesswork or technique of any kind. However, you have to ensure to follow certain important steps that will help you to come out winning a jackpot while playing.

If you look to grant a chance to online slot casino machines, then you can consider a few tips that will help you to earn more. Thus, in the following lines, you will come across a few essential tips that will help you to increase your overall winning chances at online slots. These include

Setting up your bankroll:

Online slot casino GCLUB being a popular game of chance requires setting up of bankroll well in advance. If you set your bankroll from beforehand, it will be helpful for you not to get involved in the thrill of playing the online slots. Remember being disciplined will help you to a great deal. It will not make you fully engrossed with the gaming excitement rather than help you to do certain calculations from before.

Knowing your machine:

Most players are found to make a common mistake in the game of slots. For example, most players set out to play without prior calculation of certain important factors. These kinds of players are found to play without realizing that they have not placed the right number of coins to get the best payout. So ensure not to make a mistake the next time you play online.

Opt for the possible highest paybacks:

Slots being the game of chance you should always lookout for the biggest ever payback when you play it. Players will include far many better-winning chances when the payback percentages are found to be bigger. Most online casinos usually offer payback “between” 75% to 97%.

You should always look for those casinos that offer online slot casino games with over 97% as their payout. This is a simple strategy if slot payouts are more it automatically increases your opportunities of winning to a great extent.

Play for maximum coins all time:

The casino payback percentages present in the online slot casino are usually calculated to have the jackpot amounts. The jackpots are paid on the maximum coins, which are played and this becomes the main incentive for playing the maximum coins.

Online slots being the game of chance, jackpot forms to be the main fun of it. In most cases, slots jackpot can become all the more life-changing offering players the opportunity of playing with maximum coins.

Play the single pay line slot machines:

For a small bankroll, the single online slot casino machine will be a good option. These single pay lines are a comparatively cheaper option. Casual players can play single-line games for long as chances of hitting a jackpot are always there.

Go for 2 coins or 3 coin online slot casino machines:

Do you know that the money lasts longer on 2 coins online slot machine than a 3 coin machine? It is the thrill of playing some generous jackpots that usually attracts more people to play slots.

While playing an online slot casino you will have several choices. So make your individual choices carefully, keeping in mind the tips mentioned above, and ensure your slot gaming excitement.